If I become sick or disabled, doesn't my Government plan take care of me?

Provincial Health Care Plans
Provincial plans vary from province to province. There are many medical services not covered by government plans. It’s a good idea to have a plan that fills the gap between those expenses that occur but may not be covered by your government plan. Expenses such as physio-therapy, eye examinations, chiropractors, and many more.

Click here for information about Provincial Health Care Plans

Canada Pension Plan (CPP)
Disability benefits may be available to you, but only if you have made enough contributions to the CPP. Your disability must prevent you from working at any job on a regular basis, and must be long lasting or likely to result in death.

Click here for information about Canada Pension Plan (CPP)

Workers Compensation Plans
Worker compensation plans are designed to protect you ONLY when you are injured at work. A private disability plan means that your income is protected all the time, 24 hours a day, 7 days a week. It is not mandatory for all occupations in all provinces to be covered by a Workers Compensation plan. The EDGE could provide you with a viable cheaper alternative to this coverage. Knowing your options may save you money – speak with an advisor to find out more.